~~~~~By Akshvi<3
Hey:-) How are you today! I am here to teach you how to make you money see the thing is society has told us all we have to do is go to
school get good grades get a good job keep climbing up the corporate ladder save a bit of money maybe invest it and
then have a nice peaceful life post retirement but the thing is billions of people have done that and are now
getting screwed over by a cost of living crisis where everything is getting more expensive and no one can survive anymore
and the only way to get out of it is to make more money not save it make it it
is more than possible to become financially abundant at a young age and I spend the last few years improving my
financial literacy so that now I can teach you how so this is how you enter your rich girl era make more money have
it grow for you while you sleep be smarter with your finances and build the mindset of a millionaire let’s go
Chapter one
what the rich don’t tell you this is about learning how to distinguish everything we would taught in school all of the wrong information
that was given to us to have a scarcity mindset around money to have the poor girl mindset and now how we’re going to
learn about how a rich person thinks and how we’re going to adopt that into our daily life now and of course to make
this super easy to understand we’re going to bring in our favorite girls Lola and Athena Lola has a poor girl’s
mindset so she thinks things like yeah I probably shouldn’t go out to eat as much this month because I have to save as
much money as I can in my bank account okay maybe if I stop getting my nails done stop going to Starbucks then I can
save an extra 20 30 pounds every single month and put it in my bank account to save and then I won’t touch it I just
can’t afford to eat healthily anymore I’m gonna have to start living on Ramen because everything’s gotten so expensive okay money is looking really tight right
CHAPTER SECOND now so I’ll pick up some extra hours at work and then I’ll get another job to work every weekend I just know I’m gonna
be able to save up that extra 2 000 pounds over the next year so that I can finally buy myself that Louis Vuitton
bag now let’s dissect what’s wrong with Lola’s mindset and how it’s actually digging her into a deeper hole so Lola
said that she wants to save as much money as she can into her bank account but what nobody tells you is that money
in a Savings bank account is money wasted believe it or not the rich stay Rich by spending their money and moving
around constantly……
they do not let it sit in a savings account far away that they don’t touch just letting that money
collect dust and this is due to something called inflation if you have ten thousand pounds saved away in a bank
account somewhere as the years go on inflation Rises and that ten thousand pounds loses its value meaning when you
come back to in a decade to spend it it’s not going to be worth nearly as much so instead the rich move their
money and invest it into real estate and into stocks to allow their money to grow for them as time goes on this is still a
way of saving your money but doing it in a smarter way the rich girl mindset also knows that spending money is beneficial
to you whereas Lola would think that she has to save everything and cut back her expenses the key is to redirect most of
your expenses which are going on to clothes and unnecessary items to then into things are going to benefit you in
the long run like financial literacy books buying courses to learn a particular High income skill so that you
can earn more money spending that money on opportunities on networking events basically spending money to make money
CHAPTER THIRD Lola also thinks that when she stops getting her nails done and she stops buying Starbucks then she’ll be okay financially but this is wrong because
when you’re picking up these Penny pitching habits you are then living in a financial scarcity mindset every single
day meaning you are continuously reprogramming your subconscious to live in this poor girl mindset always you are
always telling yourself that there is a lack around money that will never be enough you’ll never be able to afford
nice things this negatively impacts your manifestations and will affect where you end up in life so quitting Starbucks and
canceling your Spotify subscription will not significantly impact your Financial Freedom in the future you must shift
CHAPTER FOURTH your mindset from saving money to making more money Lola also complains about
having to live off of foods like Ramen because she feels guilty about spending more money in the grocery store on
healthy foods you are exchanging that currency in the store for wellness and
energy and fueling your body with all of the right nutrients when you skimp on things like a gym membership or healthy
food you are then depriving yourself of the ability to operate at your best self in your body your money is put to very
good use when it’s spent on nourishing your body and mind Lola also said that she’s going to pick up more hours at
work and maybe get an extra job on the weekend to make more money this is wrong working extra jobs for other people is
the worst financial decision you can make why because your income will always be kept because you are trading your
time for money constantly meaning when you fall sick when you need to take a holiday when you can’t show up you are
not making money plus when you’re working for other people majority of your money will end up going to taxes anyway so right now if you do have to
work your nine to five do that and then spend your extra time learning how to make money online and how to build up a
passive income source so that you are still earning money while you sleep and lastly
Lola’s dreams are to save up
around 2 000 pounds to buy her first designer handbag now I am all for enjoying life and buying nice things for
yourself we’re going to talk about that more later but right now all I’m going to say is that this is the wrong mindset to have because when you spend 2 000
pounds on a Louis Vuitton bag you are not then just down 2 000 pounds you’re actually down 40 000 pounds you know why
because if you took that two thousand pounds in your early 20s and invested it into stocks into a high-risk pension
fund over the years that would grow into tens of thousands of pounds depending on your age and when you invest and this is
an example of an asset versus a liability if you are in a place where you have to intentionally plan and put
money aside to be able to buy yourself that designer bag then it is a liability to you because then that is a lot of
money coming out of your pocket an asset is something that brings you money in for example not spending that two
thousand pounds on a bag but spending that exact same two thousand pounds in investing it and then it will bring you
in so much money instead plus I also want to say you should not even think about buying anything designer until you
can buy multiple of it my rule is don’t buy something unless you can buy three of it now let’s quickly run through
Athena’s rich girl mindset in comparison my main priority is making sure that I am living as my best and healthiest self
so that I can give all of the energy into actually making more money and building up businesses and showing up as
my best self every single day I am focused on making more money to fund my lifestyle rather than penny pinching to
save as much as I can plus I have an abundance mindset whatever I spend I attract money always comes back to me
I’m going to transfer all of my disposable income into my investments and then anything spare I’ll probably put into my Isaac account so my money is
always growing for me I’m focused on spending money to make money so even though money’s tight right now I’m gonna prioritize putting it into financial
literacy books reinvesting in my business so then I can generate more and more through my business and hopefully
buying my first rental property one day money is looking kind of tight right now so I’m probably gonna go on YouTube and
learn some high income skills so that I can start charging my clients for more through my online business or I might
set up one more passive income source that doesn’t take up a lot of my time but will still generate enough income in
the background when I’m doing other things now let’s talk about why this mindset is going to make Athena Rich Athena said that money is a bit tight
for her right now so she’s going to focus on building up further passive income sources to generate money while she’s focusing on other things this is
an example of her diversifying her income she is not putting all of her eggs in one basket she knows that the
average millionaire has seven income sources whereas the average person in the UK or the us only has one and that’s
their nine to five she also knows that a savings account isn’t going to get her anywhere so she doesn’t even take the time to open up an extra savings account
instead she has her stock Investments and she also has an eyesight now this is going to make her money grow at a
slightly slower rate for sure but any gains she makes on the money she invests into this Isaac account all of the gains
will be tax free that is basically free money you can put in maximum 20 000 pounds into an Isa every single year
CHAPTER FIFTH that is the only kind of savings account you should be considering and then you touch it in a few years time maybe when you’re ready to buy your first home and
there would have been so much money that has grown on top of it all it takes is a quick Google search or contact your bank to learn how to set up your eyesight
account if you are based in the UK this way she’s constantly moving her money around so it’s working for her and it’s not losing value due to Future inflation
and lastly Athena has an amazing mindset because she is not focused on showing off to others many people make this a
priority they want to look richer than they actually are she knows she has the money in her account right now to go out and afford a Gucci bag but she also
knows the value of that Gucci bag is going to continue to decrease every single year so what’s the point the only
type of designer bag that’s an asset is a Birkin I know you’re sat there probably thinking oh okay so I know I have to build up a passive income Source
but that sounds easier than it actually is and how do I know what to do I got you okay first of all all it takes is a
Google search literally just type in passive income ideas there are so many like thousands of articles on the
internet where people will lay out for you but to make your life easier I’m going to give you some ideas right now pick a subject that you know really
really well and then invest some time into building a course online there are so many websites online so like I think
kajabi is one skillshare is one all you have to do is literally spend maybe a
week putting and all of your time and energy to build up this course with the most valuable knowledge put it out onto
the internet and then it’s done you literally don’t have to work or touch on it again and then it is consistently generating Revenue in the background
while you are focusing on your other endeavors as people continue to buy your course on the internet to learn your
knowledge then we have the most popular way to build up a passive income source and this is building up a business for example it could be an e-commerce
business like on Shopify selling jewelry like me
I appreciate you and I’ll see you next week bye…:-)
By Akshvi ~~~~~~<3
High Vibes Haven 